It's been a while! I'm back! After a long summer of ups and mostly downs, we're basically starting from scratch. Our basement flooded, and insurance will not cover the damage. Our boys' room as well as the bathroom need to be gutted. We are doing things one step at a time, as we have the money for it. Our boys are temporarily having their room in a section of the family room. They don't seem to mind, so I'm not rushing to finish their room until we have the cash to do so! The bathroom will take longer, we're looking at sometime after Christmas when we'll finish that - and hoping for Christmas gifts of hardware store gift cards to help us out! :) Along with that, both of our vehicles have needed to have 3 big repairs done. So, our savings was under $2 as of last week. So, come along and watch us start all over!
“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale
Emergency Fund total from last week -
$1.74 (Goal is minimum $1000)
- Deposited $15 from Pinecone surveys
- Deposited $0 in spare change (road construction makes it difficult to get to our bank this summer)
- Deposited $.35 from Shopmium
- Deposited $0 from a Facebook garage sale
- Deposited $0 from Checkout51
- Deposited $5.33 from SavingStar
- Deposited $0 from Ibotta
- Deposited $0 from ReceiptHog
- Deposited $17.85 from selling clothes to Once Upon a Child
- Deposited $0 in leftover income (I'm not working full time yet, can't wait til I am! C'mon September!)
The following are the loans we currently have that will start getting paid off...
Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90
- Outstanding Balance is $5820.18
My Student Loan Balance of 4/21/14 is
$5,273.50
- Outstanding Balance is $5,100.66
Hubby's Student Loan Balance as of 4/21/14 is
$7,751.69
- Outstanding Balance is $7,515.16
Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!
We also have two mortgages, one for our personal home and one for our rental property. Neither one of these we will post until all other debt is paid off. Then we'll tackle our personal home mortgage!
