Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund. We are continuing to add to this as we know with two old vehicles and a rental property, extra cash is always good. My hubby's computer (as well as mine) are not functioning properly. So the day is coming...

• Deposited $85.07 from second job/other income

Balance $1295.43

The following are the loans we currently have and will start getting paid off...

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

Balance last week was $4495.83

• Regular monthly principal payment $204.10
• Deposited $0 from leftover main incomes
• Deposited $3 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $0 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $14.75)
• Deposited $5 from SavingStar (current balance is $3.73)
• Deposited $10 from Ibotta  (current balance is $19.00)
• Deposited $5 from ReceiptHog (current balance is ~$5.03)
• Deposited $0 from Snap by Groupon (current balance is $17.25)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $0 in interest
• Deposited $0 from Ebates
  
  

Outstanding balance is $4268.73

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $4,925.50
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,275.30
  

Family Loan $8000 – We will pay this back eventually. The family member said to keep paying off our other loans.

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund. We are continuing to add to this as we know with two old vehicles and a rental property, extra cash is always good. My hubby's computer (as well as mine) are not functioning properly. So the day is coming...

• Deposited $210.36 from second job/other income

Balance $1210.36

The following are the loans we currently have and will start getting paid off...
Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90




Balance two weeks ago was $4577.8


• Deposited $0 from leftover main incomes
• Deposited $6 from Pinecone surveys
• Deposited $4 in spare change 
• Deposited $0 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $14.75)
• Deposited $0 from SavingStar (current balance is $3.73)
• Deposited $10 from Ibotta  (current balance is $19.00)
• Deposited $0 from ReceiptHog (current balance is ~$5.03)
• Deposited $0 from Snap by Groupon (current balance is $17.25)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $.02 in interest
• Deposited $0 from Ebates
  
  

Outstanding balance is $4495.83

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $4,925.50

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,275.30
  

Family Loan $8000 – We will pay this back eventually. The family member said to keep paying off our other loans.

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $1000 We did it!

The following are the loans we currently have and will start getting paid off...

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

Balance two weeks ago was $4577.85

• Deposited $46 from a work bonus
• Deposited $0 from leftover main incomes
• Deposited $0 from second income/other income
• Deposited $6 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $0 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $14.75)
• Deposited $0 from SavingStar (current balance is $3.73)
• Deposited $10 from Ibotta  (current balance is $4.25)
• Deposited $0 from ReceiptHog (current balance is ~$4.36)
• Deposited $0 from Snap by Groupon (current balance is $14.00)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $0 in interest
• Deposited $0 from Ebates
  
  

Outstanding balance is $4515.85

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $1000 We did it!

The following are the loans we currently have and will start getting paid off...

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

Balance last week was $4801.90

• Deposited $199.84 from regular monthly payment
• Deposited $0 from leftover main incomes
• Deposited $0 from second income/other income
• Deposited $6 from Pinecone surveys
• Deposited $1.21 in spare change 
• Deposited $0 from Shopmium
• Deposited $7 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $14.00)
• Deposited $0 from SavingStar (current balance is $3.73)
• Deposited $10 from Ibotta  (current balance is $3.00)
• Deposited $0 from ReceiptHog (current balance is ~$4.00)
• Deposited $0 from Snap by Groupon (current balance is $12.75)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $0 in interest
• Deposited $0 from Ebates
  
  

Outstanding balance is $4577.86

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $1000 We did it!

The following are the loans we currently have and will start getting paid off...

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

Balance last week was $4834.60

• Deposited $0 from leftover main incomes
• Deposited $0 from second income/other income
• Deposited $3 from Pinecone surveys
• Deposited $2.45 in spare change 
• Deposited $0 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $7.75)
• Deposited $0 from SavingStar (current balance is $1.65)
• Deposited $10 from Ibotta  (current balance is $3.50)
• Deposited $0 from ReceiptHog (current balance is ~$3.80)
• Deposited $0 from Snap by Groupon (current balance is $11.75)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $0.04 in interest
• Deposited $17.21 from Ebates
  
  

Outstanding balance is $4801.90

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $1000 We did it!

The following are the loans we currently have and will start getting paid off...

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

Balance last week was $4865.58

• Deposited $0 from leftover main incomes
• Deposited $0 from second income/other income
• Deposited $3 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $0 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $7.75)
• Deposited $0 from SavingStar (current balance is $0.50)
• Deposited $0 from Ibotta  (current balance is $13.50)
• Deposited $0 from ReceiptHog (current balance is ~$3.76)
• Deposited $0 from Snap by Groupon (current balance is $9.75)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $0 in interest
  
  

Outstanding balance is $4834.60

Such a slow week, but sometimes it happens. Every little bit helps!

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $1000 We did it!

The following are the loans we currently have and will start getting paid off...

Personal Loan (Hubby had major dental work)

Balance last week was $4865.58


• Deposited $0 from leftover main incomes
• Deposited $0 from second income/other income
• Deposited $3 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $1.35 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $2.25)
• Deposited $6.40 from SavingStar (current balance is $0)
• Deposited $10 from Ibotta  (current balance is $2.50)
• Deposited $0 from ReceiptHog (current balance is ~$2.63)
• Deposited $0 from selling to Once Upon a Child
• Deposited $7.23 from rebates
• Deposited $0 in interest

Outstanding balance is $4837.60

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $4,969.40
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,335.41
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $1000 We did it!

The following are the loans we currently have and will start getting paid off...

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

Balance last week was $5185.15




• Regular monthly principal payment of $197.97
• Deposited $0 from leftover main incomes
• Deposited $69.16 from second income/other income
• Deposited $13.13 from Upromise
• Deposited $0 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $0 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $20 from Checkout51 (current balance is $2.25)
• Deposited $9.31 from SavingStar (current balance is $0)
• Deposited $10 from Ibotta  (current balance is $2.50)
• Deposited $0 from ReceiptHog (current balance is ~$2.63)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $0 in interest

          Outstanding Balance $4865.58

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

• 
  Emergency Fund total from last week - $976.07 (Goal is minimum $1000)
  • Deposited $0 from leftover main incomes
  • Deposited $17.16 from second income/other income
  • Deposited $3 from Pinecone surveys
  • Deposited $3.77 in spare change 
  • Deposited $0 from Shopmium
  • Deposited $0 from a Facebook garage sale
  • Deposited $0 from Checkout51 (current balance is $21.25)
  • Deposited $0 from SavingStar (current balance is $3.81)
  • Deposited $0 from Ibotta  (current balance is $11.00)
  • Deposited $0 from ReceiptHog (current balance is ~$2.20)
  • Deposited $0 from selling to Once Upon a Child
  • Deposited $0 from rebates
  • Deposited $0 in interest
    
    
    • New Total - $1000! We made it!
    
    
    
    
    
    The following are the loans we currently have and will start getting paid off...
    
    
    
    
  Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90
  
  • Outstanding Balance is $5185.15
    
  My Student Loan Balance of 4/21/14 is $5,273.50
  
  • Outstanding Balance is $5,013.83
    
  Hubby's Student Loan Balance as of 4/21/14 is $7,751.69
  
  • Outstanding Balance is $7,396.37
    
  Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!
  
  We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!
  
  from SavingStar (current balance is $3.81)
• Deposited $0 from Ibotta  (current balance is $10.50)
• Deposited $0 from ReceiptHog (current balance is ~$2.20)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $0 in interest
  
  
  • New Total - $1000! We made it!
    
    
  The following are the loans we currently have and will start getting paid off...
  
  
  
  

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $5185.15
  

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $918.53 (Goal is minimum $1000)

• Deposited $0 from leftover main incomes
• Deposited $51.82 from second income/other income
• Deposited $0 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $0.70 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $21.25)
• Deposited $0 from SavingStar (current balance is $2.31)
• Deposited $5.00 from Ibotta  (current balance is $0.25)
• Deposited $0 from ReceiptHog (current balance is ~$1.51)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from rebates
• Deposited $.02 in interest
  
  
  • New Total - $976.07
  
  
  
  
  
  The following are the loans we currently have and will start getting paid off...
  
  

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $5185.15
  

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $773.49 (Goal is minimum $1000)

• Deposited $0 from leftover main incomes
• Deposited $61.53 from second income/other income
• Deposited $3 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $0 from Shopmium
• Deposited $40 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $20.00)
• Deposited $0 from SavingStar (current balance is $1.87)
• Deposited $30.50 from Ibotta  (current balance is $0)
• Deposited $0 from ReceiptHog (current balance is ~$0.65)
• Deposited $0 from selling to Once Upon a Child
• Deposited $10 from a rebates
• Deposited $.01 in interest

• New Total - $918.53

The following are the loans we currently have and will start getting paid off...





Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Deposited $250 from Samaritan Ministries (Some Christian families blessed us with checks to help pay down our dental bill!)
  
• Outstanding Balance is $5185.15
  

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,013.83
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,396.37
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $629.12 (Goal is minimum $1000)

• Deposited $0 from leftover main incomes
• Deposited $72.12 from second income/other income
• Deposited $3 from Pinecone surveys
• Deposited $0 in spare change 
• Deposited $0 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $17.50)
• Deposited $5 from SavingStar (current balance is $1.28)
• Deposited $5 from Ibotta  (current balance is $19.50)
• Deposited $5 from ReceiptHog (current balance is ~$0.65)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from a rebates
• Deposited $0 in interest
• Deposited $54.25 from a bank account we closed. We had a direct deposit we didn't know about! Haven't used that bank in years.
  
  
  • New Total - $773.49
    
    
  The following are the loans we currently have and will start getting paid off...
  
  
  
  

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $5628.50
  

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,100.66
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,515.16
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $223.46 (Goal is minimum $1000)

• Deposited $0 from leftover main income
• Deposited $57.04 from second job
• Deposited $3 from Pinecone surveys
• Deposited $2.33 in spare change 
• Deposited $2 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $17.25)
• Deposited $0 from SavingStar (current balance is $3.61)
• Deposited $10 from Ibotta  (current balance is $11.25)
• Deposited $0 from ReceiptHog (current balance is ~$5.07)
• Deposited $0 from selling to Once Upon a Child
• Deposited $7.29 from a rebates
• Deposited $0 in interest
• Deposited $324 from property tax return!  I thought the form said $10, but it said they messed up and we'll get $10 more than they first wrote!  This was a HUGE surprise!
• New Total - $629.12

The following are the loans we currently have and will start getting paid off...





Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $5628.50
  

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,100.66
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,515.16
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $208.19 (Goal is minimum $1000)

• Deposited $0 from Pinecone surveys
• Deposited $4.26 in spare change 
• Deposited $1 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51 (current balance is $17.25)
• Deposited $5 from SavingStar (current balance is $2.32)
• Deposited $5 from Ibotta  (current balance is $11.25)
• Deposited $0 from ReceiptHog (current balance is ~$4.73)
• Deposited $0 from selling to Once Upon a Child
• Deposited $0 from a rebates
• Deposited $.01 in interest
• Deposited $0 in leftover income
  
  
  • New Total - $223.46
    
    
  The following are the loans we currently have and will start getting paid off...
  
  
  
  

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $5628.50
  

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,100.66
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,515.16
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale

Emergency Fund total from last week - $40.27 (Goal is minimum $1000)

• Deposited $9 from Pinecone surveys
• Deposited $3.90 in spare change 
• Deposited $1 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51
• Deposited $0 from SavingStar
• Deposited $100! from Ibotta 
• Deposited $0 from ReceiptHog
• Deposited $0 from selling to Once Upon a Child
• Deposited $4 from a rebate
• Deposited $.02 in interest
• Deposited $0 in leftover income
• Deposited $50 from a referral to Mankato Motors to go see Travis :)
  • New Total - $208.19
  
  
  
  
  
  The following are the loans we currently have and will start getting paid off...
  
  
  
  

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $5628.50
  

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,100.66
  

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,515.16
  

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

It's been a while!  I'm back!  After a long summer of ups and mostly downs, we're basically starting from scratch.  Our basement flooded, and insurance will not cover the damage.  Our boys' room as well as the bathroom need to be gutted.  We are doing things one step at a time, as we have the money for it.  Our boys are temporarily having their room in a section of the family room.  They don't seem to mind, so I'm not rushing to finish their room until we have the cash to do so!  The bathroom will take longer, we're looking at sometime after Christmas when we'll finish that - and hoping for Christmas gifts of hardware store gift cards to help us out! :)  Along with that, both of our vehicles have needed to have 3 big repairs done.  So, our savings was under $2 as of last week.  So, come along and watch us start all over!


“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale






Emergency Fund total from last week - $1.74 (Goal is minimum $1000)

• Deposited $15 from Pinecone surveys
• Deposited $0 in spare change  (road construction makes it difficult to get to our bank this summer)
• Deposited $.35 from Shopmium
• Deposited $0 from a Facebook garage sale
• Deposited $0 from Checkout51
• Deposited $5.33 from SavingStar
• Deposited $0 from Ibotta 
• Deposited $0 from ReceiptHog
• Deposited $17.85 from selling clothes to Once Upon a Child
• Deposited $0 in leftover income (I'm not working full time yet, can't wait til I am! C'mon September!)
• New Total - $40.27

The following are the loans we currently have that will start getting paid off...

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $5820.18

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,100.66

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,515.16

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale



Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated.  We've decided that I don't want to work 50-60 hours a week much longer as our children are growing and we want to spend time with them, yet still pay off debt and live happily.  So this journey may take a bit longer than it should, but we will have tons of memories and I won't be crabby, stressed out and exhausted :) 

So, here is where we stand.  Can't wait for next week when I can see a drop in our bills!

I, Carrie, got a second job as a server in a local restaurant.  I use the tips each week to pay for our groceries and to stock our envelope system.  My paycheck that I receive each week goes onto a pay card that we use to save up for house hold wants and needs.  It will be used for new furniture (we bought a home last year), new bedding, new flooring, new lighting, etc.  We will also be saving up for a quick weekend getaway for my husband and I to a wedding in June that is out of state.  I'm amazed at how quickly money is already being saved up!  (averages about $50-75/week)    

Emergency Fund - $166.05 (Vehicle broke down and depleted our savings, Goal $1000)

• Deposited $3 from a Pinecone surveys
• Deposited $2.34 in spare change 

The following are the loans we currently have that will start getting paid off...



 Credit Card

• Paid $381.92 in leftover income
• Current Balance (no interest has accrued, thankfully) $874.91

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $6388.78

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,230.95

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,693.57

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!

Financially Fit Friday

“When real faith grips you, you develop a mind-set that looks for the best in everything, refuses to give up, finds a way around or through every obstacle, and presses on to victory.”
- Norman Vincent Peale



Have you started a money makeover? What are you planning on paying CASH for? What bill are you paying off? Share a bit of your story! No story is too small to share! Real life stories keep Carrie motivated.  We've decided that I don't want to work 50-60 hours a week much longer as our children are growing and we want to spend time with them, yet still pay off debt and live happily.  So this journey may take a bit longer than it should, but we will have tons of memories and I won't be crabby, stressed out and exhausted :) 

So, here is where we stand.  Can't wait for next week when I can see a drop in our bills!

I, Carrie, got a second job as a server in a local restaurant.  I use the tips each week to pay for our groceries and to stock our envelope system.  My paycheck that I receive each week goes onto a pay card that we use to save up for house hold wants and needs.  It will be used for new furniture (we bought a home last year), new bedding, new flooring, new lighting, etc.  We will also be saving up for a quick weekend getaway for my husband and I to a wedding in June that is out of state.  I'm amazed at how quickly money is already being saved up!  (averages about $50-75/week)    

Emergency Fund - $160.71 (Vehicle broke down and depleted our savings, Goal $1000)

• Deposited 1c in interest (Yeah!  haha)
• Deposited $3 from two Pinecone surveys
• Deposited $1 from Shopmium
• Deposited $3.66 in spare change
• Deposited $50 from money someone owed us 
  

The following are the loans we currently have that will start getting paid off...








Credit Card

• Current Balance (no interest has accrued, thankfully) $1256.83

Personal Loan (Hubby had major dental work) Balance as of 4/24/14 $6573.90

• Outstanding Balance is $6388.78

My Student Loan Balance of 4/21/14 is $5,273.50

• Outstanding Balance is $5,230.95

Hubby's Student Loan Balance as of 4/21/14 is $7,751.69

• Outstanding Balance is $7,693.57

Family Loan $8000 – We will slowly start paying this back after this summer when I will be working full time again (I work in the local school districts) and the family member is ok with that, thankfully!

 We also have two mortgages, one for our personal home and one for our rental property.  Neither one of these we will post until all other debt is paid off.  Then we'll tackle our personal home mortgage!